Understanding credit scores, interpreting your credit report and the impacts of credit history, length in the bureau, revolving accounts, installment accounts, and other variables can be extremely overwhelming to most borrowers. Not to mention, trying to understand DTI ratios, PTI ratios, derogatory accounts, delinquent payments, slow pays, repos, bankruptcies, and every other item on your credit can be a lot to take in. Thankfully credit coaches at Legacy Credits are here to educate and help you. 


The credit coaching program at Legacy Credits is industry leading and works to eliminate negative credit information that is either incomplete, inaccurate, or fraudulent, by simply removing negative information which can improve your credit. Like a personal life coach, a credit coach will provide personalized and accurate information to give you a better understanding of your credit score and how it’s calculated. They also help you work toward achieving your financial goals. Legacy Credits makes the dream of obtaining good credit a reality.


From tailored credit repair, no long-term contracts, discounted credit repair options for your spouse or partner, dedicated support, and exclusive access to a nationwide network of realtors and loan officers, Legacy Credits is committed to helping you from application to closing day. Legacy Credits has a straightforward approach to credit repair without the hassle of additional charges.  Unlike other credit repair companies that charge you ridiculous rates for each itemized thing, you will pay one monthly fee regardless of how many negative items need to be addressed on your credit report.


Regardless, if you’ve experienced bankruptcy, repossession, foreclosure or have other derogatory accounts, Legacy Credits specialists are experienced and knowledgeable to handle it all. Legacy Credits recognizes that life happens and many times it affects the credit landscape of good hardworking individuals. The goal of Legacy Credits credit coaches is to remove the obstacles which prevent home ownership. They are committed to doing all the hard work so that individuals like you can work on making lifelong memories.


A recent Experian Consumer Credit Review found that 16% of consumers have a “very poor” credit score, and 18% have a “fair” credit score. In many cases, lower credit scores reduce the likelihood for prime interest rates. A Federal Reserve report found that 39% of Americans don’t have enough money on hand to cover a $400 emergency expense. There’s no reason to be among these statistics if you don’t have to. So, no matter who you are or what type of credit score or credit history you have, the credit coaches at Legacy Credits will get you back on track and guarantee improvement in 45 days.


Get a head start on repairing your credit today and learning ways to improve your credit going forth, by scheduling a free consultation or by calling or texting a Legacy Credits specialist at 972-364-7842.