A credit score is a number that lenders use to help them decide how likely they will be repaid on time if they give you a loan or a credit card. Your personal credit score is built on your credit history and calculated from the information about your credit accounts....
Your home will most likely be your biggest purchase, so figuring out how much you can afford is a key step in the homebuying process. It’s important to be realistic about what you can afford and making sure you leave room in your budget for unexpected emergencies....
In today’s seller’s market, where competition among buyers is intense, getting pre-approved for a mortgage can lend weight to your bid on a home. Here’s a quick checklist of items you can begin gathering today to prove to sellers that you have the financial clout to...
Having a bankruptcy on your credit report can feel like a permanent black mark. But the truth is, it is possible to buy a home after your bankruptcy discharge. Below are details about the most common loan options, plus the waiting periods depending on the type of...
Your credit score is one of the most important measures of your financial health. Wherever your score falls, between 300-850, tells lenders how responsibly you use credit. The higher the score, the easier you will find it to be approved for new loans or lines of...
